Financing for Lumineers
Our teeth are one of our most valuable assets. They establish an impression (whether it be good or bad) when we communicate with others. Unsightly teeth are usually indicative of poor dental hygiene and negligence, whereas flawless teeth exude the virtue of care for oneself. You can’t and shouldn’t live in envy of other people’s teeth, especially considering how much dental technology has evolved. Even the worst of problems can now be corrected with innovative treatments and some patience. Lumineers are a prime example of the innovation found at the heart of cosmetic dentistry. Designed for those wanting to retain their existing tooth structure and avoid anxiety-inducing drill work, Lumineers changed the dental landscape. They can fix a variety of issues (i.e. tooth misalignment, gaps, chips, etc.) without the temporal or aesthetic insensitivity of orthodontic practices. The caveat with Lumineers is that they can be quite expensive, especially when several teeth are being considered for a makeover. With a price tag of at least $1,000 per tooth, they appear very out of reach to the average consumer. The truth is that these dental veneers are much more accessible than most would like to believe. Cosmetic dentists do not want your financial limitations to stand in the way of a beautiful smile.
Dental offices that regularly outfit Lumineers on patients provide financing options. You place a convenient down payment for the procedure, and make payments according to a convenient schedule to repay the remainder of your balance. What down payment you should expect to make and the accompanying interest rates and monthly fees are a function of your credit history. The higher your credit score, the better financing package you will be able to secure. Most cosmetic dentistry offices work with different lenders. If you are not happy with the terms of the loan, you can secure financial assistance from an external entity.
One popular company used by some Lumineers-certified providers is CareCredit. According to their website, well-qualified patients may be eligible for a no-interest and low monthly payment financing plan. Alternatively, you can secure a low interest plan in exchange for up to a 60 month term. CareCredit is endorsed by reputable organizations in the cosmetic dentistry field, including the American Dental Association. The company offers an online application process for faster approval, and you can search through a database of dentists that participate in the program via their website. Pending approval, you will receive a credit card specifically for your dental expenses in the mail that you can use to cover your Lumineers procedure.
If you intend on obtaining financing, be sure to take extra care in finding an experienced provider. You don’t want to be stuck paying bills for a botched procedure. The warranty which backs the Lumineers product doesn’t cover replacements in situations where malpractice is involved. And unless you are interested in a legal battle, you probably won’t see that money any time soon. Take a few days and scope out quality cosmetic dentists in your area. You will be very happy that you did.